I'm in a bit of a rut. Long story short, i got a new phone, Verizon SAID that the whole amount that day which was like $700 was gonna be split into my bills over the course of the next few months and that meaning my bill was gonna be a bit higher than normal, then come to find out.... they told me a lie and they gave me TWO bills in one freaking month, so i owe $500 dollars. I'm gonna do a payday loan, til i get paid in the next 2 weeks. Can someone explain what it is? And how fast do i have to pay it back? Because, i'm gonna attempt to take out maybe $400 and then pay it back like $200 at time. Or, do you have to literally pay them back the second you get your check?

Is it still within the 14 days? If so, return the phone.

Do not take out a payday loan, just don t pay verizon on time. The same thing will happen, but verizon will be nicer to you than the payday loan....

Also, take it as a learning lesson. If you want a $700 phone, have $700 in your pocket, plus a few thousand dollars more.

I would recommend you contact Verizon directly and ask for payment plan or make partial payment that you can. Your outstanding balance will carry over to next month; hopefully with no interest.

Best of luck!

When I read things like this, I thank my God I don't own a cellphone. It's so wonderful to have money in the bank, and no foreign entanglements.

Jesus, you obviously cannot afford a cell phone, taking out horrendous payday loans.

the longer you take to pay it back, the more interest you will pay, good luck