I do NOT trust them, but since I want to get my money back...is direct deposit a go? Plus they live out of state. Just want to make sure that they will not hack into my account.
To direct deposit money into your account, they'd need your routing number, account number, name, and name and address of the bank. This info is printed on your checks, so anybody you pay anything by check has the info, and no, that doesn't let them hack into your account.
They don't need your bank info. Many banks have a third party system (often called something like Quick Pay). Your relative can use one of those (you don't even have to be a bank customer to use some of them, like Chase bank's). They set up a simple form and include an email address for you. When they send the money, it goes to the third party, who sends you an email. You click on the link in the email to accept the money. You fill out a form telling the bank where to deposit the money and it goes straight into your account. Simple, quick, and no one gets your bank info.
Both of my tenants pay their rent that way. I get the rent direct-deposited, but I don't have their bank info, and they don't have mine.
Heck no! Never, ever give your checking account number to ANYONE unless it's the place you work for and it's a legit business.
They can send you a cashier's check that they can get from the post office or their own bank and send it to you. Then you can put it in your own account.
That sounds like BS. Worst case scenario - they could guy a money order at a USPS or something. Demand a negotiable instrument by snail-mail.
NO NO NO NO - do NOT give out bank account numbers
No. Tell them you want a check.
No. I agree with the others.
Once they have your account, they can hack in. Easily.
