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You need to write a legally competent "Will & Last Testament". This should be accompanied by all relevant details about bank accounts, stocks and shares, and other valuable property,
Most people would be well advised to engage a qualified solicitor to ensure that the job is done properly so that it cannot be "contested" after your death.
Copies of the Will should be given to the named executors, with the original being stored securely (e.g. with your bank or solicitor) and any future amendments to the Will should also be properly witnessed and distributed to appropriate individuals.
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In many states, if the amount of money you have is below a certain threshold your next of kin would be able to file a claim with the government within a certain amount of time to claim your assets without a will. But it's always good to be prepared so everyone knows who gets what avoid lengthy legal battles. Seek legal advice with an attorney practicing estate planning and conservation.
Your bank may allow you to specify a beneficiary for your account, they asked me that last time I setup a CD account.
Typically creditors get first dibs on your estate, after your debts are all paid iff those named in your will may get the rest.
you need to write a will in front of a lawyer , a notary and a witness if you want to will your money and worldly goods to someone , if you die with no will the state takes control and a probate court decides who gets the things you left behind and that leads to family arguments and court battles as they all want some or all of it
Write a will.
