Bank account?
Banks commonly provide overdraft protection, covering a check or debit purchase more than your balance and may charge a $24-$39 overdraft service fee for lending you the money.
-$3233 suggests some accounting error or more likely a stranger or someone you know has gotten your debit card and is making unauthorized charges, the information on a check might and a little identity info might allow fraudulent bank fee transfers as well.
Look over the list of recent transactions carefully.
Look back in the detail snd figure out what made it go negative, or call your bank
It means your bank thinks you owe them $3,233. Time to check your transaction history and see what's going on.
If you don't know, you shouldn't have a bank acct. !