so I am a server and i dont claim my cash tips. in order to get an auto loan to finance a car you have to show recent pay stubs. how will that work. I make about 100 dollars a day and i work 4 days a week. will they give me the loan?

Pretty sure not claiming tips is tax evasion...

So that's gonna cause you a lot more problems than this car loan thing

That is the problem with committing a crime such as tax evasion....it makes it very difficult to prove you have income.

Is your ACTUAL income (including the part you are hiding) $400/week or is that what is on your pay stub? What is your credit score? How much other debt do you have? How much rent do you pay? How much cash do you have?

You haven't given us enough information to answer your question.

Nope. You thought you were being smart breaking the law and not claiming lal of your tips. Now it's coming back to bite you.

Banks want proof of income. If you don't claim your tips, you have no proof, not to mention you could be in trouble at tax time.

Not without a huge down payment and a large interest rate.

Just pay cash for cars.