It's a contract - you're stuck with it. Very possibly the lender won't take partial payments, so the $230 toward the principal idea will not work. Never sign an incorrect contract.
What law?
You were presented with papers for a loan of 930 with payments of 183
You had 2 choices- sign the papers, or dont sign them
You chose to sign them
Probably not, since you signed the papers. The time to say something about this was before you signed.
This is a rather small loan. What are the terms? I hope you aren't paying this back for a full year. If so, you are getting KILLED on interest. Where did you go for this loan?
You could have refused it....You should take the extra $230 and put it towards the principal of the loan. This should bring down your monthly payment. Good Luck
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no sadly you had the option to refuse it by not signing the agreement I wouldn't call the my financial company they are no friend of yours it's obviously underhand using your innocence to profit
You have no recourse. You signed the paper.